Get Live-in Care in London

Live-in care in London costs between £1,200 and £1,600 per week, equating to approximately £4,800 to £6,400 per month. London sits within the highest rate band in the UK, where carer wages run on average 24% above the national average. The exact weekly rate depends on the level of daily support required, the complexity of the condition managed, and whether a specialist carer is needed. Standard personal care and companionship placements sit toward the lower end of the range, while specialist dementia care, MND, spinal injury, and palliative care placements sit toward the upper end. Funding comes from 4 main routes: full self-funding, NHS Continuing Healthcare (CHC) funding, direct payments from the relevant London borough council, or means-tested local authority funding for individuals with savings below £23,250.

The NHS pays for live-in care through NHS Continuing Healthcare (CHC) funding, which covers the full cost of care for individuals with a primary health need arising from a disability, accident, or illness. CHC eligibility is assessed by an NHS clinical team using a Decision Support Tool that evaluates the nature, complexity, intensity, and unpredictability of the individual's health needs. Individuals who meet the threshold receive fully funded care regardless of their financial means. CHC funding is distinct from NHS-funded nursing care, which covers only the nursing element of a care home placement. Families in London who believe their relative qualifies for CHC funding request an assessment through their GP or hospital discharge team.

Yes. HTR Care is fully registered with and regulated by the Care Quality Commission (CQC). The CQC rated HTR Care Good across all 5 inspection domains: Safe, Effective, Caring, Responsive, and Well-Led. You can check our CQC registration directly on the CQC website.

Yes, someone over 70 can claim Carer's Allowance, as there is no upper age limit for eligibility. To qualify, the carer must provide at least 35 hours of care per week to someone who receives a qualifying disability benefit such as Attendance Allowance, the daily living component of Personal Independence Payment (PIP), or Disability Living Allowance at the middle or highest care rate. Carer's Allowance pays £81.90 per week as of 2025. However, individuals over State Pension age who receive a State Pension may not receive Carer's Allowance as a cash payment if their State Pension equals or exceeds the Carer's Allowance rate, though they retain an underlying entitlement that can affect other means-tested benefits. A benefits adviser confirms the exact position based on individual circumstances.

HTR Care provides live-in care services across all Greater London boroughs, supporting individuals and families throughout Central, North, East, South, and West London. Our services are available across boroughs including Hillingdon, Harrow, Ealing, Hounslow, Brent, Camden, Westminster, Kensington and Chelsea, Richmond upon Thames, Wandsworth, Lambeth, Southwark, Greenwich, Croydon, Bromley, Enfield, Barnet, Redbridge, Waltham Forest, Hackney, Tower Hamlets, and surrounding areas across Greater London.

Live-in care and care home costs in London are broadly comparable, but live-in care delivers significantly more for the same weekly spend. Care home fees in London average £1,408 per week for residential care and £1,531 per week for nursing and dementia care. Live-in care in London costs between £1,200 and £1,600 per week, placing it at a similar or lower price point than a care home placement. The critical difference is what that cost covers: a care home provides shared facilities and rotating staff, while live-in care provides one-to-one dedicated support inside the individual's own home with a consistent carer. For individuals who own their home, live-in care preserves the asset entirely, whereas a care home placement triggers a means test that includes property value for those who are the sole occupant. For most families in London, live-in care represents better value at the same cost.

Dementia patients consistently show better daily outcomes at home than in a nursing home, provided the right level of care is in place. Familiar surroundings, consistent routines, and a known carer directly reduce the disorientation, anxiety, and behavioural disturbance that dementia causes. A 2023 review published by the Alzheimer's Society found that people living with dementia who remain at home with professional support maintain cognitive function and emotional stability for longer than those placed in residential care at the same stage of the condition. Nursing homes operate with rotating shift staff, meaning a person with dementia interacts with a different carer at almost every contact point, which increases confusion and distress. Live-in dementia care at home provides a single, consistent carer who builds a trusted relationship with the individual over time, follows a structured daily routine, and adapts the care plan as the condition progresses. A nursing home becomes the appropriate option only when dementia reaches a stage where clinical nursing needs exceed what home care can safely manage.